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Improve your
home now, pay later.

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  • Easy Process Image

    Fast application

    See what you qualify for in a matter of minutes. It’s quick, easy, and won’t impact your credit score.

  • No Hidden Fees Image

    Flexible use of funds

    Access a pay-at-close line of credit to make impactful home improvements before selling.

  • Options for you image

    Simple repayment

    Rest assured there is nothing due until the home sells.

Why Pay-at-Close?

Preparing your home for the market shouldn’t be stressful—or expensive upfront. With HOMEstretch’s Pay-at-Close option, powered by our partner Notable, you can access up to $50,000 in fast, flexible financing to cover nearly any pre-sale expense, from painting and flooring to landscaping and even moving costs.

Designed to unlock your home's potential

Notable provides a line of credit to help unlock your home's potential to achieve an optimal sale outcome¹, with nothing due until closing².

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How it works

  • 1 Prequalify in minutes

    Pre-qualify up to $50K in minutes with Notable’s streamlined application online.

  • 2 Make improvements

    Access the pay-at-close line of credit to make impactful home improvements.

  • 3 Repay at closing

    You can pay back only what you spend (+ low fixed interest) directly out of the home sale².

Results may vary. Notable Finance, LLC does not guarantee or warranty any results. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC. Loans are provided by Notable Finance, LLC, NMLS# 1824748 and are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed and all loans are subject to credit approval and underwriting by Notable. Rules and exclusions apply. Subject to terms and conditions (notablefi.com/terms).

Interest and fees apply. Loan funds and interest are due upon loan acceleration, twelve months after origination, termination of your listing agreement, or the date on which Notable otherwise suspends your loan for any reasons stated in your loan agreement, whichever occurs sooner. Subject to the terms and conditions of your loan agreement with Notable Finance, LLC.

Based on data from 2021–2024 of homes that sold after getting a Notable loan. Accrued interest may be higher if the loan is not repaid in three months. Results may vary and are not guaranteed.